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P&T Life Insurance Question

I just went P&T. I am 70 years old. Any free life insurance? Any cheap life insurance?Thank you

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Re: P&T Life Insurance Question

ask in P&T fourm - taking this there

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Re: P&T Life Insurance Question

How did you go P&T? Is/was it a new SC disability rating or just a rating increase on previous SC's? If you have a new SC condition, then within two years you qualify for VA Life Insurance. If...

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Re: P&T Life Insurance Question

AARP has a ton of insurance..

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Re: P&T Life Insurance Question

I don't believe you can apply for new insurance after the age of 65 and get the waiver of premium ($10,000 free insurance). You can get whole life ins, but it is expensive.

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Re: P&T Life Insurance Question

I was 80% then I filed new SC DMII, Tinnitus, mental stuff and an IU claim at the same time. I just went 90% combined / 100% IU / P&T / no future exams....this month.

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Re: P&T Life Insurance Question

See http://www.benefits.va.gov/insurance/s-dvi.asp However; "Note: An increase in an existing service-connected disability or the granting of individual unemployability of a previous rated condition...

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Re: P&T Life Insurance Question

Once you're past 65 you won't get the waiver of premium. You can still get life insurance. You can take term life insurance which is about $49 a month for $10,000. There is an advantage to this...

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Re: P&T Life Insurance Question

Concur, if you are over 65, no waiver for the life insurance for $10k. If you are under 65 and not employed due to disabilities, the premiums are waived for the remainder of your life. I am 100% P...

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Re: P&T Life Insurance Question

65 was 5 mango seasons ago.

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Re: P&T Life Insurance Question

delossad wrote:Concur, if you are over 65, no waiver for the life insurance for $10k. If you are under 65 and not employed due to disabilities, the premiums are waived for the remainder of your life....

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Re: P&T Life Insurance Question

Just to add for others who may read this...if you are 100% P&T, under 65 and already have the life insurance, you can then apply for a waiver of premiums if you are unable to work.  If you have a...

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Re: P&T Life Insurance Question

Do I qualify for free life insurance if I am P&T when I just got it in December of 2013? What is the way to apply for it?

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Re: P&T Life Insurance Question

see the website in post 6 above.

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Re: P&T Life Insurance Question

ab6491 wrote:Do I qualify for free life insurance if I am P&T when I just got it in December of 2013? What is the way to apply for it?You apply with the link in post 6 above, but being P&T is...

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Re: P&T Life Insurance Question

Actually I think Nick is correct in this: "Without prejudice to any other cause of disability, the permanent loss of the use of both feet, of both hands, or of both eyes, or of one foot and one hand,...

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Re: P&T Life Insurance Question

Why is it $49? Did it go up? I pay something around $22 and some change a month for $10,000 coverage- I was told if you were 100% total you could get the premium waiver on the initial 10,000- plus get...

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Re: P&T Life Insurance Question

The insurance defination of totally disabled for premium waiver is not the same as the compensation rating of P&T. You have to be unable to work. Thus an IU rating will work but other P&T...

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Re: P&T Life Insurance Question

When I recived my BBE, I recall that there was an applicatio for life insurance, but it was not made clear to me that it was a waived fee/waived premium for the insurance (I am 100% P&T), but I...

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Re: P&T Life Insurance Question

Sparkline, Read posts above. Being 100% P&T does not get you a waiver of SDVI insurance premiums in and of itself. And the policy in question is $10,000. The size policy that you are dreaming of...

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